Privacy Policy for Savyo: Expense & Income Tracker

Effective Date: [Insert Launch Date]
Last Updated: [Insert Date]

Savyo: Expense & Income Tracker (“Savyo,” “we,” “our,” or “us”) is owned and operated by DPDLPDAPPSLAB. We are committed to protecting your privacy and ensuring the security of your personal information.

This Privacy Policy explains how Savyo collects, uses, stores, and protects your information when you use our mobile application, website, and related services.

By using Savyo, you agree to the practices described in this Privacy Policy.

1. Information We Collect

a) Personal Information You Provide

When you create an account, subscribe to premium services, or contact us, we may collect:

• Name

• Email address

• Payment details (processed securely by third-party payment providers such as Google Play Billing)

• Profile information

• Customer support messages

b) Financial Data You Enter

Savyo may store:

• Income records

• Expense records

• Budget categories

• Savings goals

• Transaction notes

• Backup and restore files

c) Automatically Collected Information

When using Savyo, we may automatically collect:

• Device model

• Operating system

• App version

• IP address

• Crash reports

• Usage statistics

• Advertising identifiers (for ad-supported users)

2. How We Use Your Information

We use your information to:

• Provide and maintain app functionality

• Sync and backup your data

• Process premium subscriptions

• Improve user experience

• Detect fraud or abuse

• Provide customer support

• Send important service updates

• Display relevant advertisements for free-tier users

3. Data Storage and Security

We prioritize your data security.

Your data may be stored:

• Locally on your device

• In encrypted cloud backups (if backup features are enabled)

• Securely through trusted third-party services such as Firebase, Google Authentication, and Google Play Billing

We implement industry-standard administrative, technical, and physical safeguards to protect your personal information.

However, no system can guarantee complete security.

4. Google Services

Savyo may use Google services including:

• Google Sign-In

• Firebase Authentication

• Firebase Firestore / Realtime Database

• Google Play Billing

• Google AdMob

These services may collect data according to Google’s Privacy Policy.

5. Subscription and Payments

Premium plans may include:

• Ad-Free Plan

• Annual Premium Subscription

Payments are securely processed by Google Play Store. We do not directly store your credit/debit card details.

Refunds and subscription management are subject to Google Play policies.

6. Advertising

Free users may see advertisements through Google AdMob or similar services.

Advertising providers may collect:

• Device identifiers

• Approximate location

• Ad interactions

Users who purchase ad-free or premium plans will have ads removed based on subscription terms.

7. Your Rights

Depending on your region, you may have the right to:

• Access your personal data

• Correct inaccurate data

• Delete your data

• Restrict processing

• Export your data

• Withdraw consent

• Object to certain processing activities

To exercise these rights, contact us at the email below.

8. Data Retention

We retain user data only as long as necessary to:

• Provide services

• Comply with legal obligations

• Resolve disputes

• Enforce agreements

You may request account deletion at any time.

9. Children’s Privacy

Savyo is not intended for children under 13 years of age.

We do not knowingly collect personal data from children.

10. Third-Party Links

Savyo may contain links to third-party websites or services. We are not responsible for their privacy practices.

11. International Users

Your data may be processed and stored outside your country, including servers located in India, the United States, or other regions used by our service providers.

12. Policy Updates

We may update this Privacy Policy periodically.

Changes will be posted within the app or website, with the updated effective date.

13. Contact Us

For questions about this Privacy Policy or your personal data, contact:

DPDLPDAPPSLAB
Email: dpdlpdappslab@gmail.com

14. Consent

By using Savyo, you consent to this Privacy Policy and our data practices.

Savyo – Track Smart. Save More.

User Account and Backup Deletion

You data will be automatically deleted after Premium Subscription Ends. A 10 days of grace period will be given to renew and protect your backup.

If you want to manually delete your data then fill the form below, After filling the form your data will be removed from the server within 30 Days.